A company needs money i.e. capital to run its operation. The two major sources of capital are debt and equity. The capital structure of a company is a combination of debt and equity. Loans and bonds are forms of debt, while equity includes selling ownership stakes in the form of…

Whenever you buy shares in the company, you expect two things — first, capital appreciation in the form of an increase in the price of a share — secondly, dividends which is a part of the profit that the company will share with you. A company always strives to maintain…

With growing inflation, we need our investments to match up the growing cost of goods and services. Gold is considered to be an inflation hedge as it increases in value as inflation increases. Another very popular example is Real Estate that provides an inflation hedge i.e, increases in value over…

Inflation Doing nothing is the easiest way to lose money. By keeping your money in a bank account or at home, you lose money every second. Don’t believe me? Read this — ‘Inflation is the rate at which the prices, goods, and services in an economy rise, affecting the cost…

Contagion is a spread of a disease from one person to another. While we are facing a deadly Covid virus contagion, there is an equally frightening situation - The Financial contagion. While the former has cost lots of lives, the latter can cause a huge financial loss to the world. …

Swap means “to exchange” and in the finance domain, swaps are contracts where two parties exchange cash flows based on two financial instruments. One such example of a swap is a Credit Default Swap or CDS. By definition, “a credit default swap is a contract between two parties in which…

Big Bulls are the hot topics in the markets right now. Be it India’s Rakesh Jhunjhunwala or America’s Warren Buffet. They are investors who have generated massive wealth over the past years in trading/investing in the Markets. But neither of them can really time the markets, can they? No one…

Just as students are evaluated in an exam and given marks, a consumer is also rated on his money management skills. This score is a measure of the “creditworthiness” of a person and is extremely crucial. If you go to a bank and apply for a loan, the bank will…

If anything this pandemic has taught us, it is the importance of health. The phrase “Health is wealth” has gained its long lost recognition. While maintaining health is crucial, having health insurance is essential all the more. …